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Financial Highlights


Consolidated financial interim report as at 31 March 2018




Updated as at



Description thousands of Euro
Net interest income 293,234
Net commission income 198,120
Operating income 657,057
Operating costs 331,158
Net operating income 325,899
Profit (loss) for the period 265,485
Profit (loss) for the period pertaining the Parent Company 251,023
ROE (shareholders' equity/net profit) n.a.
ROTE n.a.
Cost to income ratio (*) n.a.
CET 1 Ratio Phased in 14.61%
CET 1 Ratio Fully Phased 11.71%

(*) The Cost to income ratio has been calculated on the basis of the layout of the reclassified income statement (operating expenses / operating income);





This section contains the summary of the main balance sheet figures of the BPER Group.




Main balance sheet aggregates as at 03.31.2017